Remote Entry-Level Claims Processor – Insurance Claims Investigation, Evaluation & Settlement Specialist (Work‑From‑Home)

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Welcome to Auto‑Owners Insurance – A Legacy of Trust and InnovationAuto‑Owners Insurance is a nationally recognized, top‑rated carrier that has been protecting individuals and businesses for more than a century. Our mission is simple yet profound: to provide financial security when life’s unexpected events occur. From the moment a policyholder signs on, we become a partner in their resilience, helping them rebuild and move forward after a loss.In today’s fast‑evolving insurance landscape, the role of a claims professional is more critical than ever. Customers demand rapid, accurate, and compassionate service, and our technology‑driven, people‑first approach allows us to meet—and exceed—those expectations. By joining our team, you will become part of a culture that values integrity, continuous learning, and collaborative problem‑solving.Why a Remote Claims Processor Position at Auto‑Owners?We understand that talent thrives when it has the freedom to work where it feels most productive. Our work‑from‑home program is merit‑based, offering flexibility after an immersive, in‑person training experience. This hybrid model ensures you receive hands‑on mentorship from seasoned adjusters while enjoying the convenience of a home office once you’re ready.As an Entry‑Level Claims Processor , you will gain exposure to every stage of a claim’s life‑cycle—from investigation and evaluation to resolution and settlement—under the guidance of experienced professionals. This role is designed to launch a long‑term career in property and casualty (P&C) insurance, providing a solid foundation for future advancement into senior adjusting, underwriting, or management positions.Key Responsibilities – Your Day‑to‑Day Impact• Investigate and evaluate initial claims : Review claim submissions, gather pertinent facts, and assess coverage under relevant policies and endorsements.• Document and communicate findings : Prepare clear, concise reports and correspondence for agents, insureds, and internal stakeholders.• Apply company claim handling procedures : Follow established guidelines to ensure consistency, compliance, and fairness throughout the process.• Develop negotiation and settlement skills : Work under supervision to negotiate reasonable settlements, balancing policy terms with claimant expectations.• Serve diverse stakeholders : Interact professionally with claimants, legal counsel, third‑party vendors, and internal teams to facilitate smooth claim resolution.• Utilize loss‑adjustment software : Gain proficiency in industry‑standard platforms for estimating damages, calculating reserves, and tracking claim status.• Maintain confidentiality and data security : Safeguard sensitive information in accordance with privacy regulations and internal policies.• Earn an adjuster’s license (if required) : Pursue licensure within the timeline set by the company, adding a valuable credential to your professional toolkit.• Participate in continuous learning : Attend approved training modules, webinars, and workshops to deepen product knowledge and industry expertise.Essential Qualifications – What You Need to Succeed• Education or equivalent experience : A bachelor’s degree or a combination of education and relevant experience in property/casualty claims handling.• Analytical mindset : Ability to organize data, solve complex problems, and make sound decisions independently.• Strong communication skills : Clear, professional written and verbal communication, with the ability to craft reports and correspondence.• Mathematical proficiency : Comfortable with geometry (area/volume) and financial calculations, ensuring accurate loss estimates and reserve calculations.• Technical aptitude : Capacity to quickly learn and navigate claim management systems, estimating tools, and Microsoft Office applications.• Ethical standards : Commitment to confidentiality, data security, and the ethical handling of sensitive information.• Valid driver’s license : Ability to meet the company’s underwriting guidelines for vehicle coverage.Preferred Qualifications – Nice‑to‑Have Extras• Previous exposure to insurance terminology, policy analysis, or claim documentation.• Experience in a customer‑service or client‑facing role, highlighting the ability to manage diverse personalities.• Familiarity with state insurance regulations and licensing requirements.• Demonstrated interest in pursuing an adjuster’s license or other professional certifications.Core Competencies & Skills for Excellence• Attention to detail : Meticulous review of policy language, claim facts, and financial figures.• Time management : Ability to prioritize multiple claims, meet deadlines, and handle high‑volume workloads.• Empathy and professionalism : Sensitivity to claimants’ circumstances while maintaining objectivity.• Team collaboration : Work cohesively with senior adjusters, underwriting, legal, and support teams.• Adaptability : Thrive in a dynamic environment where regulations, technology, and customer expectations evolve.• Continuous improvement mindset : Seek feedback, embrace training opportunities, and apply new knowledge to everyday tasks.Learning & Development – Your Path to MasteryAuto‑Owners invests heavily in the growth of its people. As a new claims processor, you will embark on a structured training curriculum that includes:• Four weeks of intensive, in‑person onboarding covering claims fundamentals, company culture, and core software platforms.• Mentorship pairing with a senior adjuster who will guide you through real‑world scenarios.• Monthly webinars hosted by subject‑matter experts on topics such as property loss estimation, liability assessment, and regulatory updates.• Access to an online learning portal featuring self‑paced courses on underwriting basics, negotiation tactics, and advanced analytics.• Financial support for obtaining state adjuster licenses or industry certifications (e.g., CPCU, AIC).Upon successful completion of the training program, you will be eligible for expanded work‑from‑home privileges, performance‑based bonuses, and eligibility for internal promotion pathways.Career Path & Advancement – From Processor to LeaderOur organization believes in promoting from within. Starting as an Entry‑Level Claims Processor opens doors to multiple career trajectories:• Claims Adjuster – Intermediate/Senior : With experience, you can handle complex commercial or high‑value residential claims with greater autonomy.• Specialist Roles : Opportunities exist in sub‑lines such as auto, property, workers’ compensation, or umbrella coverage.• Claims Management : Lead teams of processors and adjusters, develop operational strategies, and drive performance metrics.• Underwriting or Product Development : Leverage your claims insight to shape policy terms, pricing models, and risk assessment tools.• Corporate Training & Development : Share your knowledge as an instructor, shaping the next generation of insurance professionals.Regardless of the direction you choose, you will have a clear roadmap, regular performance reviews, and access to a robust internal talent marketplace.Compensation, Perks & Benefits – Recognizing Your ContributionsAuto‑Owners offers a competitive total‑reward package designed to attract and retain top talent:• Base Salary : A market‑aligned starting salary, reviewed annually based on performance and market factors.• Performance Bonuses : Quarterly incentive programs tied to individual and team claim handling metrics.• Retirement Plans : Fully funded pension plan (once vested) and a matched 401(k) contribution to help you plan for the future.• Health & Wellness : Comprehensive medical, dental, and vision coverage, along with mental‑health resources and wellness stipends.• Paid Time Off : Generous vacation, holidays, sick leave, and personal days to support work‑life balance.• Professional Development Stipends : Funding for certifications, licensing exams, and continuing education.• Technology Allowance : Support for home‑office equipment, high‑speed internet, and ergonomic accessories.• Employee Assistance Programs : Confidential counseling, financial planning services, and legal resources.Our Culture – A Collaborative, Inclusive, and Innovative EnvironmentAt Auto‑Owners, we pride ourselves on a culture that blends professionalism with a genuine sense of community. What you can expect:• Inclusive Workplace : A commitment to diversity, equity, and inclusion where every voice is valued.• Team‑Oriented Atmosphere : Regular virtual huddles, cross‑functional projects, and mentorship circles.• Recognition Programs : Awards and shout‑outs celebrating exceptional service, innovative ideas, and teamwork.• Community Involvement : Opportunities to volunteer, sponsor local initiatives, and participate in corporate social‑responsibility projects.• Transparent Communication : Leadership updates, town hall meetings, and open‑door policies that keep you informed and engaged.Equal Employment Opportunity StatementAuto‑Owners Insurance is an equal‑opportunity employer. We hire, promote, and transfer employees without regard to disability, age, sex, race, color, religion, marital status, sexual orientation, gender identity, national origin, or any other characteristic protected by law. We also require that all applicants be authorized to work in the United States without the need for sponsorship now or in the future.How to Apply – Take the First Step Toward a Fulfilling CareerIf you are a motivated, detail‑oriented individual with a passion for helping people navigate challenging moments, we want to hear from you. We value attitude, curiosity, and a willingness to learn above any single credential. Even if you don’t meet every qualification, we encourage you to apply and showcase how your unique experiences align with our mission.To submit your application, click the link below, upload your resume, and include a brief cover letter outlining why you’re excited about this opportunity. – Join Auto‑Owners Insurance Today!Don’t Hesitate – Your Future Starts Here!Embark on a career where every claim you handle makes a tangible difference in people’s lives. Join a forward‑thinking organization, grow your expertise, and enjoy the flexibility of remote work—all while being part of a supportive, award‑winning team. We look forward to welcoming you aboard.Apply for this job

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