APD Claims Adjuster, Auto Delivery & Ridshare

Other Jobs To Apply

DescriptionAbout ReservReserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike.We have ambitious (but attainable!) goals and need adjusters who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can’t wait to meet you.About the RoleWe are seeking highly organized and customer-focused commercial auto delivery & rideshare adjusters to join our team in support of delivery & rideshare-focused auto physical damage claims. In this role, you'll manage claims involving commercial auto delivery & rideshare exposures, including driver and third-party incidents unique to the delivery and rideshare ecosystems. You’ll interact directly with delivery & rideshare drivers and affected third parties, ensuring a smooth, empathetic, and timely resolution of claims.This role is ideal for someone experienced in the delivery & rideshare space who can balance high-volume claims with top-tier customer service. You’ll also be instrumental in helping us refine our claims processes and tools for this unique line of business by collaborating with our product and engineering teams.Who you are• Highly motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.• Experience in commercial auto delivery & rideshare claims is a plus.• Passionate claim professional who cares about the customer and their experience.• Empathetic. You exercise empathy and patience towards everyone you interact with.• Sense of urgency - at all times. That does not mean working at all hours.• Creative. You can find the right exit ramp (pun intended) for the resolution of the claim that is in the insured’s best interest.• Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.• Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.• Anti-status quo. You don’t just wish things were done differently, you action on it.• Communicative. (we'd love to know what this means to you)• And did we mention, you have a sense of humor. Claims are hard enough as it is.What we needWe need you to do all the things typical to the role:• Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests• Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action• Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim• Coordinate the repair of damaged vehicles and assist with rental reimbursement• Recognize recovery opportunities in regards to subrogation and salvage, as well as total loss• Ensure compliance with specific state regulations, policy provisions, and standard operating procedures• Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority• Provide input for continuous development of claims guidelines, best practices, and process improvements• Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim• Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modificationsRequirements• Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)• Active insurance adjuster’s license by way of a designated home state, or home state• Minimum of 3 years of experience on point and concentrated in commercial auto delivery & rideshare APD claims adjusting, ideally with:• First-party comp & collision• Third-party property damage and bodily injury• Total loss and liability investigations• Experience with Ride Share (or TNC/Livery) is required.• Willing to obtain all licenses within 60 days, including completing state required testing• Knowledge of state regulations, policy provisions, and standard operating procedures• Commercial experience preferred• Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures• Curious and motivated by problem solving and questioning the status quo• Desire to engage in learning opportunities and continuous professional development• Willingness to travel for client and claims needsBenefits• Generous health-insurance package with nationwide coverage, vision, & dental• 401(k) retirement plan with employer matching• Competitive PTO policy – we want our employees fresh, healthy, happy, and energized!• Generous family leave policy effective after 8 months of continuous work• Work from anywhere to facilitate your work life balance• Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!Additionally, we will• Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role• Work toward reducing and eliminating all the administrative work from an adjuster role• Foster a culture of empathy, transparency, and empowerment in a remote-first environmentAt Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!

Back to blog
Ads

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...